Benefits reconciliation

You check the invoice. You still can’t say it’s right.

Benefits elections tell you what should happen. The carrier invoice tells you what you’re being billed. Payroll tells you what actually happened.

Getting those three answers to agree is still a manual reconciliation.

An Ascerta reconciliation dashboard reading “Do not pay as it stands.” — 34 of 842 employees disagree across payroll, HRIS and the carrier, with $14,382 of estimated monthly exposure.
Sample reconciliation. Fictional data.

Three files in. One answer out.

Ascerta brings together your benefits data, carrier billing and actual payroll to show you what doesn’t reconcile, what needs attention, and the dollars involved.

Benefits
What should happen
Carrier
What you’re being billed
Payroll
What actually happened

Don’t just find the mismatch. Know what to do with it.

Every exception comes with the likely cause, the dollar impact, and whether it is new or has been running for months.

An exception opened in Ascerta: Marcus Bell, terminated but still covered, $689.40 a month since June 2026 and $1,378.80 to date, with what payroll, the HRIS and the carrier each say, the likely root cause and a recommended resolution.
Sample reconciliation. Fictional data.

Tell us if we’re right.

We’re building Ascerta for the people who reconcile benefits today.

If this looks materially better than the way you do it now, we’d like to know. We’re inviting a small group of benefits and payroll teams to help shape the first release.